How To Maximise Your Workers Compensation Benefits
Traumatic injuries at the workplace may cause temporary or permanent disability and loss of work function. Employers take an insurance policy to help injured workers return to work. Known as the workers compensation scheme, this policy helps minimise the financial impacts of workplace injuries. It covers loss of wages, medical expenses, and rehabilitation costs.
If you are injured while attending your job responsibilities, contact competent lawyers who can defend your rights. Visit lawadvice.com.au to achieve the best possible outcome. The company is a Workers Compensation Independent Review Office (WIRO)-approved Legal Service Provider.
How Workers Compensation Can Help You
If an employee sustains injuries or gets sick at work, they can file the workers’ compensation claim. It is a compulsory statutory insurance payment that helps injured workers in all Australian states and territories.
Businesses and employers in the country take insurance to cover both themselves and their employees. The workers may be on an oral or written contract, part-time casual, full-time casual, or apprenticeship. Each state government has different regulators and schemes with various sets of rules for their domestic employees.
These schemes provide coverage for:
- Lost wages while out of work
- Certain personal items
- Medical and hospital expenses
- Weekly benefits
- Rehabilitation services
- Lump-sum payment for permanent impairment
Work-related injuries are decreasing in every sector, with the adoption of safe workplace practices. At the same time, research shows that the median compensation payment in South Australia has increased. It rose from AU$968 to AU$1620 between 2004 and 2014, going up by 67.3%. During these 15 years, 464,139 claims were reported. In 2014 alone, 10.5 million workers received coverage and paid benefits.
However, for maximising compensation, workers need quality evidence to strengthen the claim:
Getting Quality Evidence for the Workers Compensation Claim
Your overall compensation payout is dependent on the appropriate evidence produced. The invalid pieces of evidence that can negatively affect the injury compensation claim are:
Biased Evidence: If your employer’s insurer pays your medical treatment expenses, the reports may be biased. Even when you are not ready to go back to work, the medical review may say otherwise. So, you go to another doctor for a second opinion, but the insurer does not foot these bills. Resuming work without getting a second opinion may cause further injuries and affect the payout.
Incomplete Evidence: Visible injuries get recorded, but it is also common to sustain psychological impact. Since the awareness of psychological injury is less, it may go unnoticed. But those, too, affect your performance at work. If you do not assess these before the statutory expiration period, your evidence will be incomplete. Since they do not reflect in your claim, the payout will be less than you deserve.
Surveillance Evidence: Some employers and insurance companies use surveillance evidence to strengthen their defence. They can be either physical or social media surveillance. Some hire private investigators to gather injury video or photographic evidence during the time of your claim. As a claimant, be aware if you are collecting adverse evidence.
Even when you invest the additional dollars, it may not be fruitful. By hiring a good compensation lawyer, you can ensure smooth-sailing. They can advise you on the proper course of action.
Contact Competent Lawyers to Help You with the Workers Compensation Claim
Workers’ compensation insurers and your employers may be willing to settle. But before you accept the first offer that comes your way, contact personal injury lawyers. They help you understand your rights and what you are entitled under the act.
Get legal assistance from someone that specialises in dispute resolution in workers’ compensation claims. At lawadvice.com.au, accredited legal specialists can help resolve complaints quickly. They comply with WIRO’s policies and practice standards to recover your entire legal costs.